About 'finance startup'|4 startups reinventing finance from L.A., not NYC

About 'finance startup'|4 startups reinventing finance from L.A., not NYC

Ｗｈｉｌｅ               ａ               ｂｕｓｉｎｅｓｓ               ｐｌａｎ               ｉｓ               ａ               ｎｅｃｅｓｓｉｔｙ               ｆｏｒ               ｓｔａｒｔｕｐ               ｂｕｓｉｎｅｓｓｅｓ               ｔｈａｔ               ｍｕｓｔ               ｒａｉｓｅ               ｏｕｔｓｉｄｅ               ｃａｐｉｔａｌ,               ｉｔ               ａｌｓｏ               ｃａｎ               ｂｅ               ｕｓｅｆｕｌ               ｆｏｒ               ｍｏｒｅ               ｍｏｄｅｓｔ,               ｍｏｍ-ａｎｄ-ｐｏｐ               ｖｅｎｔｕｒｅｓ. Ｉｆ               ｙｏｕ               ａｒｅ               ａｎ               ｅｎｔｒｅｐｒｅｎｅｕｒ               ｌａｕｎｃｈｉｎｇ               ａｎ               ａｍｂｉｔｉｏｕｓ               ｂｕｓｉｎｅｓｓ               ｖｅｎｔｕｒｅ               ｔｈａｔ               ｗｉｌｌ               ｒｅｑｕｉｒｅ               ｌａｒｇｅ               ａｍｏｕｎｔｓ               ｏｆ               ｓｔａｒｔｕｐ               ｃａｐｉｔａｌ,               ｙｏｕ               ｗｉｌｌ               ｎｅｅｄ               ａ               ｔｈｏｒｏｕｇｈ,               ｗｅｌｌ-ｔｈｏｕｇｈｔ-ｏｕｔ               ｂｕｓｉｎｅｓｓ               ｐｌａｎ               ｆｏｒ               ｔｗｏ               ｒｅａｓｏｎｓ.                Ｆｉｒｓｔ,               ｌｅｎｄｅｒｓ               ｏｒ               ｉｎｖｅｓｔｏｒｓ               ｗｉｌｌ               ｄｅｍａｎｄ               ｉｔ. Ｔｈｅｙ               ｗｉｌｌ               ｗａｎｔ               ｔｏ               ｈａｖｅ               ｅｎｏｕｇｈ               ｉｎｆｏｒｍａｔｉｏｎ               ｔｏ               ｊｕｄｇｅ               ｔｈｅ               ｏｄｄｓ               ｔｈａｔ               ｔｈｅｉｒ               ｆｉｎａｎｃｉａｌ               ｓｕｐｐｏｒｔ               ｆｏｒ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｉｓ               ｌｉｋｅｌｙ               ｔｏ               ｐａｙ               ｏｆｆ,               ｉｎｃｌｕｄｉｎｇ               ａ               ｃｌｅａｒ               ｄｅｓｃｒｉｐｔｉｏｎ               ｏｆ               ｙｏｕｒ               ｐｒｏｄｕｃｔ               ｏｒ               ｓｅｒｖｉｃｅ,               ｔｈｅ               ｓｉｚｅ               ａｎｄ               ｇｒｏｗｔｈ               ｐｒｏｓｐｅｃｔｓ               ｏｆ               ｔｈｅ               ｍａｒｋｅｔ               ｙｏｕ               ｐｌａｎ               ｔｏ               ａｄｄｒｅｓｓ,               ｙｏｕｒ               ｃｏｍｐｅｔｉｔｉｏｎ,               ｙｏｕｒ               ｄｅｔａｉｌｅｄ               ｆｉｎａｎｃｉａｌ               ｐｒｏｊｅｃｔｉｏｎｓ,               ｙｏｕｒ               ｍａｒｋｅｔｉｎｇ               ｓｔｒａｔｅｇｉｅｓ               ａｎｄ               ｙｏｕｒ               ｍａｎａｇｅｍｅｎｔ               ｔｅａｍ.                Ｓｅｃｏｎｄ,               ａ               ｂｕｓｉｎｅｓｓ               ｐｌａｎ               ｃａｎ               ｂｅ               ａｎ               ｉｎｖａｌｕａｂｌｅ               ｒｏａｄ               ｍａｐ               ａｓ               ｙｏｕ               ｆａｃｅ               ｔｈｅ               ｃｈａｌｌｅｎｇｅｓ               ｏｆ               ｇｅｔｔｉｎｇ               ｙｏｕｒ               ｓｔａｒｔｕｐ               ｏｆｆ               ｔｈｅ               ｇｒｏｕｎｄ               ａｎｄ               ｉｔ               ｃａｎ               ｈｅｌｐ               ｙｏｕ               ｓｅｔ               ｇｏａｌｓ               ａｎｄ               ｍｅａｓｕｒｅ               ｐｒｏｇｒｅｓｓ               ｒｅｌａｔｉｖｅ               ｔｏ               ｅｘｐｅｃｔａｔｉｏｎｓ               ａｓ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｇｒｏｗｓ. Ａｔ               ｔｈｅ               ｓａｍｅ               ｔｉｍｅ,               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｐｌａｎ               ｓｈｏｕｌｄ               ｂｅ               ａ               ｌｉｖｉｎｇ               ｄｏｃｕｍｅｎｔ               ｔｈａｔ               ｙｏｕ               ｒｅｖｉｅｗ               ａｎｄ               ｕｐｄａｔｅ               ｐｅｒｉｏｄｉｃａｌｌｙ               ａｓ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｅｘｐａｎｄｓ               ａｎｄ               ｃｈａｎｇｅｓ.                Ｉｆ               ｙｏｕｒ               ｓｔａｒｔｕｐ               ｉｓ               ｌｅｓｓ               ａｍｂｉｔｉｏｕｓ,               ｔｈｅ               ｎｅｅｄ               ｆｏｒ               ａ               ｂｕｓｉｎｅｓｓ               ｐｌａｎ               ｍａｙ               ｎｏｔ               ｂｅ               ａｓ               ｏｂｖｉｏｕｓ. Ｆｏｒ               ｅｘａｍｐｌｅ,               ｌｅｔ'ｓ               ａｓｓｕｍｅ               ｔｈａｔ               ｙｏｕ               ｈａｖｅ               ｒｅｔｉｒｅｄ               ａｎｄ               ｐｌａｎ               ｔｏ               ｓｔａｒｔ               ａ               ｏｎｅ-ｐｅｒｓｏｎ               ｂｕｓｉｎｅｓｓ               ｍａｒｋｅｔｉｎｇ               ｙｏｕｒ               ｈｏｍｅｍａｄｅ               ｇｉｎｇｅｒ               ｃｏｏｋｉｅｓ. Ｙｏｕ'ｖｅ               ｂｅｅｎ               ｓｅｌｌｉｎｇ               ｔｈｅｍ               ｓｕｃｃｅｓｓｆｕｌｌｙ               ｏｎ               ｗｅｅｋｅｎｄｓ               ａｔ               ｔｈｅ               ｌｏｃａｌ               ｆａｒｍｅｒｓ'               ｍａｒｋｅｔ               ａｎｄ               ｗａｎｔ               ｔｏ               ｅｘｐａｎｄ               ｙｏｕｒ               ｓａｌｅｓ               ｔｏ               ｉｎｃｌｕｄｅ               ｌｏｃａｌ               ｓｕｐｅｒｍａｒｋｅｔｓ               ａｎｄ               ｓｐｅｃｉａｌｔｙ               ｓｔｏｒｅｓ.                Ｇｉｖｅｎ               ｔｈｅ               ｒｅｌａｔｉｖｅ               ｓｉｍｐｌｉｃｉｔｙ               ｏｆ               ｙｏｕｒ               ｖｅｎｔｕｒｅ,               ｙｏｕ               ｍａｙ               ｆｅｅｌ               ｔｈａｔ               ａ               ｂｕｓｉｎｅｓｓ               ｐｌａｎ               ｗｏｕｌｄ               ａｄｄ               ｌｉｔｔｌｅ               ｖａｌｕｅ               ｒｅｌａｔｉｖｅ               ｔｏ               ｔｈｅ               ｔｉｍｅ               ｉｔ               ｗｏｕｌｄ               ｔａｋｅ. Ａｆｔｅｒ               ａｌｌ,               ｙｏｕ               ｂｅｌｉｅｖｅ               ｔｈａｔ               ｙｏｕｒ               ｐｒｏｄｕｃｔ               ｗｉｌｌ               ｓｅｌｌ               ｉｔｓｅｌｆ,               ｈｅｌｐｅｄ               ａｌｏｎｇ               ｂｙ               ｐｏｓｉｔｉｖｅ               ｗｏｒｄ-ｏｆ-ｍｏｕｔｈ,               ａｎｄ               ｙｏｕ               ｅｘｐｅｃｔ               ｔｏ               ｆｕｎｄ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｙｏｕｒｓｅｌｆ.                Ｗｈｉｌｅ               ａｌｌ               ｏｆ               ｔｈｏｓｅ               ｔｈｉｎｇｓ               ｍａｙ               ｂｅ               ｔｒｕｅ,               ｔａｋｉｎｇ               ｔｈｅ               ｔｉｍｅ               ｔｏ               ｔｈｉｎｋ               ａｂｏｕｔ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｉｎ               ａ               ｍｏｒｅ               ｆｏｒｍａｌ               ｗａｙ               ｃｏｕｌｄ               ｈｅｌｐ               ｙｏｕ               ａｖｏｉｄ               ｆｕｔｕｒｅ               ｐｒｏｂｌｅｍｓ               ａｎｄ               ｉｍｐｒｏｖｅ               ｙｏｕｒ               ｏｄｄｓ               ｏｆ               ｓｕｃｃｅｓｓ               ｂｙ               ｆｏｒｃｉｎｇ               ｙｏｕ               ｔｏ               ａｎｓｗｅｒ               ｉｍｐｏｒｔａｎｔ               ｑｕｅｓｔｉｏｎｓ               ａｂｏｕｔ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ,               ｉｎｃｌｕｄｉｎｇ:                --               Ｗｈａｔ               ｂｕｓｉｎｅｓｓ               ｓｔｒｕｃｔｕｒｅ               ｓｈｏｕｌｄ               ｙｏｕｒ               ｃｈｏｏｓｅ?                --               Ｗｈａｔ               ｍａｒｋｅｔ               ｗｉｌｌ               ｙｏｕ               ｔａｒｇｅｔ               ａｎｄ               ｈｏｗ               ｌａｒｇｅ               ｉｓ               ｉｔ?                --               Ｗｈｏ               ａｒｅ               ｙｏｕｒ               ｃｏｍｐｅｔｉｔｏｒｓ,               ｗｈａｔ               ａｒｅ               ｔｈｅｉｒ               ｓｔｒａｔｅｇｉｅｓ,               ａｎｄ               ｗｈａｔ               ｉｓ               ｙｏｕｒ               ｃｏｍｐｅｔｉｔｉｖｅ               ｅｄｇｅ               ｖｅｒｓｕｓ               ｔｈｅｍ?                --               Ｗｈａｔ               ｆｕｒｎｉｔｕｒｅ               ａｎｄ               ｅｑｕｉｐｍｅｎｔ               ｗｉｌｌ               ｙｏｕ               ｎｅｅｄ?                --               Ｗｈｅｒｅ               ｗｉｌｌ               ｙｏｕ               ｗｏｒｋ?                --               Ｗｉｌｌ               ｙｏｕ               ｎｅｅｄ               ｔｏ               ｈｉｒｅ               ｅｍｐｌｏｙｅｅｓ               ａｎｄ,               ｉｆ               ｓｏ,               ｗｉｌｌ               ｙｏｕ               ｕｓｅ               ｏｕｔｓｉｄｅ               ｃｏｎｔｒａｃｔｏｒｓ,               ｐａｒｔ-ｔｉｍｅ               ｈｅｌｐ,               ｓｅａｓｏｎａｌ               ｗｏｒｋｅｒｓ,               ｏｒ               ｆｕｌｌ-ｔｉｍｅ               ｅｍｐｌｏｙｅｅｓ?                --               Ｈｏｗ               ｗｉｌｌ               ｙｏｕ               ｍａｒｋｅｔ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ? 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