About 'sba loan wiki'|The REAL list of Obama’s accomplishments to date (with citations)

About 'sba loan wiki'|The REAL list of Obama’s accomplishments to date (with citations)

Ｉｔ'ｓ               ｎｏｔ               ａｓ               ｂａｄ               ａｓ               ｙｏｕ               ｔｈｉｎｋ. Ｎｏ               ｒｅａｌｌｙ,               ｗｅ'ｒｅ               ｓｅｒｉｏｕｓ. Ｗｅ'ｒｅ               ｔａｌｋｉｎｇ               ａｂｏｕｔ               ｂｕｓｉｎｅｓｓ               ｆｉｎａｎｃｅ               ｏｐｔｉｏｎｓ               ｉｎ               Ｃａｎａｄａ               -               ａｌｌ               ｔｈｅ               ｗａｙ               ｔｈｒｕ               ｆｒｏｍ               ｓｔａｒｔ               ｕｐ               ｔｏ               ｃｏｒｐｏｒａｔｅ               ｃｒｅｄｉｔ               ｃｏｍｍｅｒｃｉａｌ               ｌｏａｎ               ｆａｃｉｌｉｔｉｅｓ. Ｉｔ'ｓ               ｎｏｔ               ｕｎｃｏｍｍｏｎ               ｆｏｒ               ｃｌｉｅｎｔｓ               ｔｏ               ｋｎｏｗ               ｗｈａｔ               ｏｒ               ｈｏｗ               ｍｕｃｈ               ｔｈｅｙ               ｎｅｅｄ               ｆｏｒ               ｔｈｅｉｒ               Ｃａｎａｄｉａｎ               ｂｕｓｉｎｅｓｓ               ｆｉｎａｎｃｉｎｇ               ｎｅｅｄｓ. Ｗｈａｔ               ｔｈｅｉｒ               ｃｈａｌｌｅｎｇｅ               ｕｓｕａｌｌｙ               ｃｏｎｃｅｒｎｓ               ｋｎｏｗｓ               ｗｈａｔ               ｔｈｅｉｒ               ｆｉｎａｎｃｉｎｇ               ｃｈｏｉｃｅｓ               ａｒｅ,               ｗｈａｔ               ｔｈｅ               ｖａｒｉｏｕｓ               ｂｅｎｅｆｉｔｓ               ａｒｅ,               ａｎｄ               ｍｏｓｔ               ｉｍｐｏｒｔａｎｔｌｙ,               ｈｏｗ               ｔｏ               ｇｏ               ａｂｏｕｔ               ｓｅｃｕｒｉｎｇ               ｔｈａｔ               ｆｉｎａｎｃｉｎｇ. Ｌｅｔ'ｓ               ｒｅｖｉｅｗ!                Ｗｈｅｎ               ｙｏｕ               ｔｈｉｎｋ               ａｂｏｕｔ               ｉｔ               ｗｅ               ａｒｅ               ｔａｌｋｉｎｇ               ｅｓｓｅｎｔｉａｌｌｙ               ａｂｏｕｔ               ｓｏｕｒｃｅｓ               ｏｆ               ｆｕｎｄｓ               -               ａｎｄ               ｔｈａｔ               ｃｏｍｅｓ               ｆｒｏｍ               ｅｉｔｈｅｒ               ｂｏｒｒｏｗｉｎｇ               ｆａｃｉｌｉｔｉｅｓ               ｏｆ               ｐｅｒｓｏｎａｌ               ｏｒ               ｃｏｒｐｏｒａｔｅ               ｅｑｕｉｔｙ. Ｗｅ'ｒｅ               ｎｏｔ               ｇｏｉｎｇ               ｔｏ               ｆｏｃｕｓ               ｔｏｏ               ｍｕｃｈ               ｔｏｄａｙ               ｏｎ               ｐｅｒｓｏｎａｌ               ｒｅｓｏｕｒｃｅｓ               -               ｔｙｐｉｃａｌｌｙ               ｔｈｏｓｅ               ａｒｅ               ｃｏｌｌａｔｅｒａｌ               ｈｏｍｅ               ｍｏｒｔｇａｇｅｓ,               ｃｒｅｄｉｔ               ｃａｒｄｓ,               ａｎｄ               ｔｈｅ               ｐｒｏｖｅｒｂｉａｌ               ｆｒｉｅｎｄｓ               ａｎｄ               ｆａｍｉｌｙ. Ｗｅ'ｌｌ               ｌｅｔ               ｙｏｕ               ａｄｄｒｅｓｓ               ｔｈｏｓｅ               ｙｏｕｒｓｅｌｖｅｓ               -               ｉｎｓｔｅａｄ               ｌｅｔ'ｓ               ｆｏｃｕｓ               ｏｎ               ｃｏｒｐｏｒａｔｅ               ｂｏｒｒｏｗｉｎｇ,               ｗｈｅｔｈｅｒ               ｙｏｕ               ａｒｅ               ａ               ｓｔａｒｔ               ｕｐ               ｏｒ               ａｎ               ｅｓｔａｂｌｉｓｈｅｄ               ｂｕｓｉｎｅｓｓ.                Ｓｏ               ｗｈａｔ               ａｒｅ               ｔｈｅ               ｋｅｙ               ｅｓｓｅｎｔｉａｌｓ               ｉｎ               ｃｏｒｐｏｒａｔｅ               ｃｒｅｄｉｔ               ｆａｃｉｌｉｔｉｅｓ? Ｔｈｅｙ               ａｒｅ               ｓｕｐｐｌｉｅｒ               ｃｒｅｄｉｔ               (ｍｏｓｔ               ｂｕｓｉｎｅｓｓ               ｏｗｎｅｒｓ               ｄｏｎ'ｔ               ｕｎｆｏｒｔｕｎａｔｅｌｙ               ｃｏｎｓｉｄｅｒ               ｔｈａｔ               ａｓ               ａ               ｓｏｕｒｃｅ               ｏｆ               ｆｉｎａｎｃｉｎｇ,               ｂｕｔ               ｉｔ               ｉｓ,               ｗｏｒｋｉｎｇ               ｃａｐｉｔａｌ               ｆｉｎａｎｃｉｎｇ,               ａｎｄ               ｌｏａｎｓ               ｆｏｒｍ               ｂａｎｋｓ               ａｎｄ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ. (Ｔｈｅ               Ｃａｎａｄｉａｎ               ＳＢＬ               ｌｏａｎ               ｐｒｏｇｒａｍ               ｇｏｅｓ               ｔｏ               350ｋ               ａｎｄ               ｗｅ               ｆｉｒｍｌｙ               ｂｅｌｉｅｖｅ               ｉｔｓ               ｏｎｅ               ｏｆ               ｔｈｅ               ｂｅｓｔ               ｆａｃｉｌｉｔｉｅｓ               ａｖａｉｌａｂｌｅ               ｔｏ               ｓｍａｌｌ               ａｎｄ               ｍｅｄｉｕｍ               ｓｉｚｅｓ               ｂｕｓｉｎｅｓｓ               ｉｎ               Ｃａｎａｄａ).                Ｗｈｅｎ               ｙｏｕ               ｔｈｉｎｋ               ａｂｏｕｔ               ｉｔ               ｎｏ               ｏｎｅ               ｆｉｎａｎｃｉｎｇ               ｓｏｌｕｔｉｏｎ               ｗｉｌｌ               ｒａｒｅｌｙ               ｃｏｖｅｒ               ｏｆｆ               ｅｖｅｒｙｔｈｉｎｇ               ｙｏｕ               ｎｅｅｄ. Ｉｎ               ｒｅａｌｉｔｙ               ｉｔ'ｓ               ａ               ｃｏｍｂｉｎａｔｉｏｎ               ｏｆ               ｂｏｒｒｏｗｉｎｇ               ｓｔｒｕｃｔｕｒｅｓ               ｔｈａｔ               ｗｉｌｌ               ａｌｌｏｗ               ｙｏｕ               ａｃｈｉｅｖｅ               ａｌｌ               ｔｈｅ               ｗｏｒｋｉｎｇ               ｏｒ               ｌｏｎｇ               ｔｅｒｍ               ｃｏｒｐｏｒａｔｅ               ｃｒｅｄｉｔ               ａｎｄ               ｃａｐｉｔａｌ               ｙｏｕ               ｎｅｅｄ. Ｆｏｒ               ｅｘａｍｐｌｅ,               ｔｈｅ               ｍａｊｏｒｉｔｙ               ｏｆ               ｅｑｕｉｐｍｅｎｔ               ｉｎ               Ｃａｎａｄａ               ｉｓ               ｆｉｎａｎｃｅ               ｖｉａ               ｅｑｕｉｐｍｅｎｔ               ｌｅａｓｉｎｇ               ａｎｄ               ｆｉｎａｎｃｉｎｇ               -               ｗｈｉｃｈ               ｉｎ               ｔｈｅ               2011               ｅｎｖｉｒｏｎｍｅｎｔ               ｅｎｊｏｙｓ               ａ               ｖｅｒｙ               ｒｏｂｕｓｔ               ｐｏｐｕｌａｒｉｔｙ.                Ｈｏｗｅｖｅｒ,               ｌｅａｓｅ               ｅｑｕｉｐｍｅｎｔ               ｆｉｎａｎｃｉｎｇ               ｉｓ               ｌｏｎｇ               ｔｅｒｍ               ｃａｐｉｔａｌ,               ｍａｔｃｈｅｄ               ａｇａｉｎｓｔ               ｔｈｅ               ｕｓｅｆｕｌ               ｌｉｆｅ               ｏｆ               ｔｈｅ               ａｓｓｅｔ               -               ｉｎ               ｍａｎｙ               ｃａｓｅｓ               ｙｏｕ               ａｒｅ               ｉｎｓｔｅａｄ               ｌｏｏｋｉｎｇ               ｆｏｒ               ｏｐｅｒａｔｉｎｇ               ｃａｐｉｔａｌ,               ｔｈｅ               ｅｖｅｒ               ｒｅｑｕｉｒｅｄ               '               ｃａｓｈ               ｆｌｏｗ               '               ｔｈａｔ               ｉｓ               ｔｈｅ               ｌｉｆｅ               ｂｌｏｏｄ               ｏｆ               ｙｏｕｒ               ｃｏｍｐａｎｙ               . Ｔｈａｔ               ｃａｐｉｔａｌ               ｉｓ               ｓｏｕｒｃｅｄ               ｖｉａ               ａ               ｂａｎｋ               ｏｐｅｒａｔｉｎｇ               ｌｉｎｅ               ｏｆ               ｃｒｅｄｉｔ,               ａ               ｗｏｒｋｉｎｇ               ｃａｐｉｔａｌ               ｆａｃｉｌｉｔｙ               ｖｉａ               ａ               ｎｏｎ               ｂａｎｋ               ｌｅｎｄｅｒ,               ｏｒ               ａ               ｍａｊｏｒ               ａｓｓｅｔ               ｂａｓｅｄ               ｌｅｎｄｉｎｇ               ｆａｃｉｌｉｔｙ               ｔｈａｔ               ｃｏｍｐｒｉｓｅｓ               ｒｅｃｅｉｖａｂｌｅｓ,               ｉｎｖｅｎｔｏｒｙ               ａｎｄ               ｆｉｘｅｄ               ａｓｓｅｔｓ.                Ｏｎｅ               ｏｆ               ｔｈｅ               ｍｏｓｔ               ｐｏｐｕｌａｒ               ａｎｄ               ｇｒｏｗｉｎｇ               ｍｅｔｈｏｄｓ               ｏｆ               ｆｉｎａｎｃｉｎｇ               ｔｏｄａｙ               ｉｓ               ｔｅｒｍｅｄ               '               ｆａｃｔｏｒｉｎｇ               'Ëœ. Ｏｔｈｅｒ               ｎａｍｅｓ               ｉｔ               ｇｏｅｓ               ｂｙ               ａｒｅ               ｒｅｃｅｉｖａｂｌｅ               ｆｉｎａｎｃｅ,               ｉｎｖｏｉｃｅ               ｄｉｓｃｏｕｎｔｉｎｇ,               ａｎｄ               ｏｕｒ               ｆａｖｏｒｉｔｅ               Ｃ               Ｉ               Ｄ,               ｗｈｉｃｈ               ｓｔａｎｄｓ               ｆｏｒ               ｃｏｎｆｉｄｅｎｔｉａｌ               ｉｎｖｏｉｃｅ               ｄｉｓｃｏｕｎｔｉｎｇ. Ｔｈｉｓ               ｔｙｐｅ               ｏｆ               ｆｉｎａｎｃｉｎｇ               ｇｉｖｅｓ               ｙｏｕ               ａｌｌ               ｔｈｅ               ｗｏｒｋｉｎｇ               ｃａｐｉｔａｌ               ａｎｄ               ｃａｓｈ               ｆｌｏｗ               ｙｏｕ               ｎｅｅｄ,               ｈｅｎｃｅ               ｉｔｓ               ｐｏｐｕｌａｒｉｔｙ,               ｂｕｔ               ｉｓ               ｍｏｒｅ               ｅｘｐｅｎｓｉｖｅ               ｔｈａｎ               ｔｒａｄｉｔｉｏｎａｌ               ｃｏｒｐｏｒａｔｅ               ｃｒｅｄｉｔ               ｆａｃｉｌｉｔｉｅｓ               ｖｉａ               ａ               ｂａｎｋ. Ｉｔ'ｓ               ａ               ｖｅｒｙ               ｍｉｓｕｎｄｅｒｓｔｏｏｄ               ｆｏｒｍ               ｏｆ               ｆｉｎａｎｃｅ;               ｅｓｓｅｎｔｉａｌｌｙ               ｉｔ'ｓ               ｔｈｅ               ｓａｌｅ               ｏｆ               ｙｏｕｒ               ｒｅｃｅｉｖａｂｌｅｓ               ａｓ               ｙｏｕ               ｇｅｎｅｒａｔｅ               ｒｅｖｅｎｕｅ.                Ｏｕｒ               ａｆｏｒｅ               ｍｅｎｔｉｏｎｅｄ               Ｃ               Ｉ               Ｄ               ｆａｃｉｌｉｔｙ               ｉｓ               ａ               ｆａｃｔｏｒｉｎｇ               ｏｒ               ｉｎｖｏｉｃｅ               ｄｉｓｃｏｕｎｔｉｎｇ               ｆａｃｉｌｉｔｙ               ｔｈａｔ               ｄｏｅｓｎ'ｔ               ｆｏｒｃｅ               ｙｏｕ               ｔｏ               ｔｅｌｌ               ｙｏｕｒ               ｃｕｓｔｏｍｅｒｓ               ｔｈａｔ               ｙｏｕ               ａｒｅ               ｆｉｎａｎｃｉｎｇ               ｙｏｕｒ               ｆｉｒｍ               ｔｈｒｕ               ｔｈｉｓ               ｔｙｐｅ               ｏｆ               ａｒｒａｎｇｅｍｅｎｔ               .                Ｉｎ               ｓｕｍｍａｒｙ,               ｔｈｅ               ｔｙｐｅ               ｏｆ               ｃａｐｉｔａｌ               ａｎｄ               ｔｈｅ               ａｍｏｕｎｔ               ｏｆ               ｂｕｓｉｎｅｓｓ               ｆｉｎａｎｃｅ               ｙｏｕ               ｒｅｑｕｉｒｅ               ｄｅｐｅｎｄｓ               ｏｎ               ｗｈｉｃｈ               ｓｔａｇｅ               ｏｒ               ｃｙｃｌｅ               ｙｏｕｒ               ｂｕｓｉｎｅｓｓ               ｉｓ               ｉｎ               ,               ｅｉｔｈｅｒ               ｓｔａｒｔ               ｕｐ               ｏｒ               ａｄｖａｎｃｅｄ               ａｎｄ               ｍａｔｕｒｅ               .                Ｙｏｕ               ｃａｎ               ｂｅｓｔ               ｕｎｄｅｒｓｔａｎｄ               ｔｈｅ               ｔｙｐｅ               ｏｆ               ｆｉｎａｎｃｉｎｇ               ｙｏｕ               ｎｅｅｄ               ｂｙ               ｅｎｓｕｒｉｎｇ               ｙｏｕ               ｈａｖｅ               ａ               ｓｏｌｉｄ               ｈａｎｄｌｅ               ｏｆ               ｙｏｕｒ               ｏｐｅｒａｔｉｎｇ               ｅｘｐｅｎｓｅｓ               ａｎｄ               ｃａｐｉｔａｌ               ｃｏｓｔｓ               ｒｅｑｕｉｒｅｍｅｎｔｓ. Ｃａｓｈ               ｆｌｏｗ               ｐｒｏｊｅｃｔｉｏｎｓ               ａｎｄ               ａ               ｌｉｓｔ               ｏｆ               ｐｏｔｅｎｔｉａｌ               ｏｔｈｅｒ               ｃｏｌｌａｔｅｒａｌ               ａｒｅ               ａｌｗａｙｓ               ｈｅｌｐｆｕｌ... ａｌｌｏｗｉｎｇ               ｙｏｕ               ｔｏ               ｆｅｅｌ               ｃｏｎｆｉｄｅｎｔ               ｔｈａｔ               ｙｏｕ               ｃａｎ               ａｐｐｒｏ0ａｃｈ               ｅｘｔｅｒｎａｌ               ｆｉｎａｎｃｉｎｇ               ｓｕｃｃｅｓｓｆｕｌ.                Ｃｏｎｓｉｄｅｒ               ｓｐｅａｋｉｎｇ               ｔｏ               ａ               ｔｒｕｓｔｅｄ,               ｃｒｅｄｉｂｌｅ               ａｎｄ               ｅｘｐｅｒｉｅｎｃｅｄ               Ｃａｎａｄｉａｎ               ｂｕｓｉｎｅｓｓ               ｆｉｎａｎｃｉｎｇ               ａｄｖｉｓｏｒ               ｏｎ               ｆｕｎｄｉｎｇ               ｙｏｕ               ｎｅｅｄ               ｔｏｄａｙ               ａｎｄ               ｆｏｒ               ｔｈｅ               ｆｕｔｕｒｅ.

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